Monday, April 19, 2010

Money to the Tenth Power

To bring all that has been discussed on Terumah, Divine Order of Giving, and Paying yourself in full circle.

My experience:
1. Church (Cornerstone Assembly of God, Anderson, SC)
Under Pastor Ed's teaching he teaches us to give the Terumah which is to honor God and the Pastor, then First Tithe and Second Tithe (which is paying yourself), then pay your bills, then alms, and free will offerings.

2. Rich Dad Poor Dad (Robert Kiyosaki)
Robert teaches that you need to give to charity (for me church), pay yourself first, then the bills.

3. Rich Woman (Kim Kiyosaki)
Kim teaches that you should give 10% for charity (for me church), 10% for yourself, and 10% for investments then pay the bills.

4. Dave Ramsey
Dave teaches that you should give, pay yourself, then pay your bills.

5. Creflo Dollar Ministries
Dr. Dollar teaches that you should give your tithe in an honor to God, pay yourself, then pay your bills.

What I have learned from all these people is to honor God first, then pay myself next, then pay my bills.

I was so covered in debt that the creditors had me scared. They would call my job, family and friends and try to scare me. The turning point came when I was tired of living paycheck to paycheck. This way of living really sucked because I didn't have anything for myself. I was having to go to payday loan places just to take care of some of my bills. I was even renewing loans to push my payment back. This was really bothering me. I was wanting to be free. I was feeling like Lord I want to give my tithes and get things I need and want. Then one week I stepped out on faith and I didn't pay the creditors I paid my tithes and I paid myself to get food and personal items I needed. There was many times I wouldn't eat because I knew I owed the creditors. Then the next week came and I did it again. I was being freed from those creditors. The creditors called but this time they didn't scare me, I became bolder and courageous. I know I have rights. I would wait to hear the Holy Ghost tell me what to do with each of my creditors. Which now I don't shy away from talking to them on the phone or even stopping by their office. A major lesson I learned was from Robert Kiyosaki was that he said yes creditors are bullies but you still need to give to charity and pay yourself first. He said when you do those steps you will come up with ideas (which I call wisdom) of ways to pay those creditors. This way you are forced to come up with creative ideas and ways through this pressure to pay them.


Saturday, April 3, 2010

Couponing Deal 4/3/2010 at Rite Aid

I went to Rite Aid today and worked my coupon magic. My desire with this purchase is to give to charity my noncash donations from this coupon spree will go to Vision for Israel for the Joseph Storehouse to help my brothers and sisters in Israel.

Accu Chek Aviva System on sale $14.99
(note Rite Aid didn't have the Aviva kit but replaced it with the Compact Plus)

2 Accu Chek $29.98
Rite Aid Coupon $5 off $25 $-5.00
20% off mail coupon $-5.00
2 Manf coupon $5 off $-10.00
Sub Total $9.98
Tax $0.70
Total $10.68
Rite Aid Gift Card $-10.00

Payment $0.68

Praise God !!!!!